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Quiz Entry - updated: 2026.09.17

What is passwordless authentication, and why is it not the same as MFA?

Passwordless authentication does without passwords altogether, using biometrics, one-time passwords, magic links, hardware tokens or push messages; MFA, by contrast, combines several factors and one of them may well be a password.

Two-by-two matrix: password versus passwordless against one factor versus several factors, with an example in each cell

* Passwordless and multi-factor are two independent axes. *

The two are orthogonal: a passkey with biometric confirmation is passwordless and multi-factor; password plus SMS code is MFA but not passwordless.

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From Quiz: IAM / IAM Glossary (eCH-0219) | Updated: Sep 17, 2026